Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Skagit County, Washington
Every institution that decided a 1–4 unit mortgage application in Skagit County, home to Mount Vernon, between 2023 and 2025: 8,424 applications, 6,540 loans actually funded, across 8 kinds of borrowing.
Skagit County at a glance
8,424Applications decided
2023–2025
6,540Loans funded
78% of decisions
41Census tracts
9 ZIP codes
130,407People
ACS 2023
What the data shows
The typical purchase mortgage here is $455K.
Lending by loan type in Skagit County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.8% | 4,068 | $455K | 96% | 236 |
| Home improvement loans | 67.4% | 1,420 | $85K | 94% | 74 |
| Cash-out refinance | 74.7% | 1,260 | $225K | 95% | 137 |
| Refinance | 77.8% | 1,021 | $295K | 93% | 137 |
| Investment property purchase | 87.0% | 377 | $365K | 95% | 106 |
| Investment cash-out refinance | 76.6% | 107 | $325K | 90% | 52 |
| Investment refinance | 74.7% | 75 | $275K | 95% | 43 |
| Investment home improvement | 59.4% | 96 | $105K | 95% | 28 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.