HomeWashingtonSkagit CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Skagit County, Washington

Fat Boy Data analyzed cash-out refinance activity in Skagit County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,260 applications were decided by 137 lenders between 2023 and 2025.

Skagit County at a glance

137Active lenders15 with 20+ decisions
74.7%Market approval rate941 of 1,260 decided
$225KTypical loanmedian lender, $10K brackets
95%Borrower take-up891 loans funded

How Skagit County compares

Approval rate compared
Skagit County74.7%Washington71.3%All 616 counties68.2%
Typical loan compared
Skagit County$225KWashington$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Skagit County, WA, 216 of them.

North Coast Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 97% of 31.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 27% approved of 55Lakeview Loan Servicing, LLC: 40% approved of 20Newrez LLC: 70% approved of 53Loandepot.Com, LLC: 74% approved of 42United Wholesale Mortgage, LLC: 76% approved of 72Freedom Mortgage Corporation: 77% approved of 26Whatcom Educational Credit Union: 77% approved of 53Navy Federal Credit Union: 78% approved of 23Banner Bank: 81% approved of 32Rocket Mortgage, LLC: 82% approved of 270Pennymac Loan Services, LLC: 83% approved of 23Guild Mortgage Company LLC: 85% approved of 40Nationstar Mortgage LLC: 90% approved of 20Evergreen Moneysource Mortgage Company: 95% approved of 20North Coast Credit Union: 97% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Skagit County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%221 / 27098%$145K216
2United Wholesale Mortgage, LLCBroker only76%55 / 7296%$325K53
3Amerisave Mortgage Corporation27%15 / 55100%$165K15
4Whatcom Educational Credit Union77%41 / 53100%$105K41
5Newrez LLC70%37 / 53100%$125K37

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 132 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Skagit County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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