Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Snohomish County, Washington
Every institution that decided a 1–4 unit mortgage application in Snohomish County, home to Everett, between 2023 and 2025: 59,677 applications, 47,071 loans actually funded, across 8 kinds of borrowing.
Snohomish County at a glance
59,677Applications decided
2023–2025
47,071Loans funded
79% of decisions
173Census tracts
25 ZIP codes
834,648People
ACS 2023
What the data shows
The typical purchase mortgage here is $575K.
Investment home improvement is the hardest money to get here: lenders approved 57% of 579 applications.
Lending by loan type in Snohomish County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.6% | 28,510 | $575K | 97% | 440 |
| Home improvement loans | 69.0% | 9,952 | $105K | 95% | 144 |
| Cash-out refinance | 71.7% | 7,472 | $205K | 95% | 277 |
| Refinance | 78.4% | 9,444 | $515K | 95% | 298 |
| Investment property purchase | 89.0% | 2,447 | $485K | 96% | 248 |
| Investment cash-out refinance | 71.8% | 628 | $365K | 92% | 145 |
| Investment refinance | 70.7% | 645 | $475K | 92% | 132 |
| Investment home improvement | 56.8% | 579 | $105K | 92% | 58 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.