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refinance lenders · HMDA 2023–2025

Refinance lenders in Skagit County, Washington

Fat Boy Data analyzed mortgage refinance activity in Skagit County, Washington, home to Mount Vernon, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,021 applications were decided by 137 lenders between 2023 and 2025.

Skagit County at a glance

137Active lenders12 with 20+ decisions
77.8%Market approval rate794 of 1,021 decided
$295KTypical loanmedian lender, $10K brackets
93%Borrower take-up735 loans funded

How Skagit County compares

Approval rate compared
Skagit County77.8%Washington79.5%All 616 counties76.5%
Typical loan compared
Skagit County$295KWashington$455KAll 616 counties$295K

What the data shows

Boeing Employees Credit Union made the most mortgage refinances in Skagit County, WA, 128 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 96% of 24.

The typical mortgage refinance here is $295K, 35% smaller than the Washington typical of $455K.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%One lender: 52% approved of 21One lender: 58% approved of 33One lender: 58% approved of 24Boeing Employees Credit Union: 73% approved of 188Rocket Mortgage, LLC: 76% approved of 59One lender: 83% approved of 23Peoples Bank: 84% approved of 62United Wholesale Mortgage, LLC: 90% approved of 72One lender: 91% approved of 22One lender: 93% approved of 29Cmg Mortgage, Inc.: 94% approved of 33One lender: 96% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Skagit County

LenderApprovalApprovedTaken upTypical loanLoans made
1Boeing Employees Credit Union73%138 / 18893%$125K128
2United Wholesale Mortgage, LLCBroker only90%65 / 7295%$495K62
3Peoples Bank84%52 / 62100%$165K52
4Rocket Mortgage, LLC76%45 / 5993%$455K42
5Cmg Mortgage, Inc.94%31 / 3384%$415K26

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 132 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Skagit County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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