Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Kenosha County, Wisconsin
Every institution that decided a 1–4 unit mortgage application in Kenosha County between 2023 and 2025: 11,787 applications, 9,124 loans actually funded, across 8 kinds of borrowing.
Kenosha County at a glance
11,787Applications decided
2023–2025
9,124Loans funded
77% of decisions
42Census tracts
11 ZIP codes
168,413People
ACS 2023
What the data shows
Lenders approved 88.3% of home-purchase applications in Kenosha County, 3.8 points below the Wisconsin rate.
The typical purchase mortgage here is $245K.
Lending by loan type in Kenosha County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 88.3% | 5,122 | $245K | 97% | 263 |
| Home improvement loans | 68.1% | 1,810 | $65K | 92% | 76 |
| Cash-out refinance | 74.0% | 2,219 | $145K | 94% | 143 |
| Refinance | 81.5% | 1,621 | $155K | 95% | 135 |
| Investment property purchase | 88.7% | 559 | $175K | 97% | 155 |
| Investment cash-out refinance | 86.1% | 244 | $165K | 97% | 67 |
| Investment refinance | 81.5% | 119 | $155K | 92% | 52 |
| Investment home improvement | 47.3% | 93 | $155K | 93% | 29 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.