Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Walworth County, Wisconsin
Every institution that decided a 1–4 unit mortgage application in Walworth County, home to Whitewater, between 2023 and 2025: 8,419 applications, 6,700 loans actually funded, across 8 kinds of borrowing.
Walworth County at a glance
8,419Applications decided
2023–2025
6,700Loans funded
80% of decisions
29Census tracts
11 ZIP codes
105,447People
ACS 2023
What the data shows
The typical purchase mortgage here is $285K.
Lending by loan type in Walworth County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.9% | 3,151 | $285K | 96% | 270 |
| Home improvement loans | 75.3% | 1,182 | $55K | 94% | 73 |
| Cash-out refinance | 71.3% | 1,392 | $155K | 96% | 141 |
| Refinance | 81.3% | 1,407 | $105K | 96% | 159 |
| Investment property purchase | 91.8% | 881 | $305K | 97% | 216 |
| Investment cash-out refinance | 79.4% | 160 | $205K | 89% | 82 |
| Investment refinance | 84.7% | 157 | $305K | 97% | 82 |
| Investment home improvement | 66.3% | 89 | $155K | 93% | 36 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.