Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Racine County, Wisconsin
Every institution that decided a 1–4 unit mortgage application in Racine County between 2023 and 2025: 15,671 applications, 12,311 loans actually funded, across 8 kinds of borrowing.
Racine County at a glance
15,671Applications decided
2023–2025
12,311Loans funded
79% of decisions
46Census tracts
11 ZIP codes
196,888People
ACS 2023
What the data shows
The typical purchase mortgage here is $245K.
Lending by loan type in Racine County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.2% | 6,645 | $245K | 96% | 284 |
| Home improvement loans | 72.6% | 2,246 | $55K | 94% | 77 |
| Cash-out refinance | 73.6% | 3,300 | $95K | 93% | 154 |
| Refinance | 81.7% | 2,075 | $155K | 92% | 167 |
| Investment property purchase | 90.6% | 842 | $145K | 95% | 166 |
| Investment cash-out refinance | 80.9% | 335 | $135K | 96% | 82 |
| Investment refinance | 82.2% | 146 | $145K | 92% | 68 |
| Investment home improvement | 58.5% | 82 | $95K | 94% | 34 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.