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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Kenosha County, Wisconsin

Fat Boy Data analyzed home improvement loan activity in Kenosha County, Wisconsin to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,810 applications were decided by 76 lenders between 2023 and 2025.

Kenosha County at a glance

76Active lenders22 with 20+ decisions
68.1%Market approval rate1,232 of 1,810 decided
$65KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,138 loans funded

How Kenosha County compares

Approval rate compared
Kenosha County68.1%Wisconsin79.1%All 616 counties62.7%
Typical loan compared
Kenosha County$65KWisconsin$65KAll 616 counties$75K

What the data shows

Johnson Bank made the most home improvement loans in Kenosha County, WI, 129 of them.

Consumers Cooperative Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 90% of 30.

Lenders approved 68.1% of home improvement loan applications in Kenosha County, WI, 11.0 percentage points below the Wisconsin rate of 79.1%.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 38% approved of 42Spring Eq, LLC: 38% approved of 26Bank of America, National Association: 44% approved of 27Associated Bank, National Association: 48% approved of 126U.S. Bank National Association: 53% approved of 115The Huntington National Bank: 58% approved of 79North Shore Bank: 59% approved of 71BMO Bank National Association: 61% approved of 152First American Bank: 62% approved of 123PNC Bank, National Association: 64% approved of 33Advia Credit Union: 64% approved of 47Navy Federal Credit Union: 67% approved of 42Figure Lending LLC: 68% approved of 38Summit Credit Union: 71% approved of 87Landmark Credit Union: 79% approved of 130Trustone Financial Credit Union: 82% approved of 162Baxter Credit Union: 84% approved of 31University Of Wisconsin Credit Union: 84% approved of 44Johnson Bank: 86% approved of 160Consumers Cooperative Credit Union: 90% approved of 30Abbott Laboratories Employees Credit Union: 90% approved of 20Coastal Community Bank: 94% approved of 50

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Kenosha County

LenderApprovalApprovedTaken upTypical loanLoans made
1Trustone Financial Credit Union82%133 / 16295%$55K126
2Johnson Bank86%138 / 16093%$105K129
3BMO Bank National Association61%93 / 15295%$105K88
4Landmark Credit Union79%103 / 13094%$75K97
5Associated Bank, National Association48%60 / 126100%$65K60

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 71 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Kenosha County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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