Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Milwaukee County, Wisconsin
Every institution that decided a 1–4 unit mortgage application in Milwaukee County between 2023 and 2025: 61,168 applications, 46,163 loans actually funded, across 8 kinds of borrowing.
Milwaukee County at a glance
61,168Applications decided
2023–2025
46,163Loans funded
75% of decisions
301Census tracts
35 ZIP codes
927,656People
ACS 2023
What the data shows
The typical purchase mortgage here is $235K.
Investment home improvement is the hardest money to get here: lenders approved 41% of 488 applications.
Lending by loan type in Milwaukee County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.7% | 25,182 | $235K | 97% | 403 |
| Home improvement loans | 68.2% | 10,423 | $55K | 92% | 132 |
| Cash-out refinance | 66.0% | 9,355 | $125K | 93% | 232 |
| Refinance | 78.6% | 8,284 | $95K | 94% | 246 |
| Investment property purchase | 88.3% | 4,211 | $155K | 94% | 308 |
| Investment cash-out refinance | 73.7% | 2,054 | $135K | 90% | 174 |
| Investment refinance | 75.5% | 1,171 | $135K | 92% | 159 |
| Investment home improvement | 41.2% | 488 | $75K | 87% | 71 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.