Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Waukesha County, Wisconsin
Every institution that decided a 1–4 unit mortgage application in Waukesha County between 2023 and 2025: 35,014 applications, 29,643 loans actually funded, across 8 kinds of borrowing.
Waukesha County at a glance
35,014Applications decided
2023–2025
29,643Loans funded
85% of decisions
98Census tracts
22 ZIP codes
409,040People
ACS 2023
What the data shows
The typical purchase mortgage here is $365K.
Investment home improvement is the hardest money to get here: lenders approved 57% of 124 applications.
Lending by loan type in Waukesha County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 94.2% | 14,095 | $365K | 97% | 384 |
| Home improvement loans | 84.4% | 7,447 | $75K | 94% | 115 |
| Cash-out refinance | 78.3% | 5,023 | $155K | 96% | 218 |
| Refinance | 87.6% | 7,241 | $125K | 96% | 235 |
| Investment property purchase | 92.3% | 768 | $285K | 97% | 162 |
| Investment cash-out refinance | 80.8% | 146 | $205K | 91% | 66 |
| Investment refinance | 78.2% | 170 | $275K | 95% | 74 |
| Investment home improvement | 57.3% | 124 | $115K | 90% | 37 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.