Home›Arkansas›Benton County›Cash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Benton County, Arkansas

Fat Boy Data analyzed cash-out refinance activity in Benton County, Arkansas, home to Rogers, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,547 applications were decided by 202 lenders between 2023 and 2025.

Benton County at a glance

202Active lenders28 with 20+ decisions
74.0%Market approval rate2,626 of 3,547 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,498 loans funded

How Benton County compares

Approval rate compared
Benton County74.0%Arkansas67.0%All 616 counties68.2%
Typical loan compared
Benton County$185KArkansas$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Benton County, AR, 801 of them.

That is 32% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

Lenders approved 74.0% of cash-out refinance applications in Benton County, AR, 7.0 percentage points above the Arkansas rate of 67.0%.

The typical cash-out refinance here is $185K, 28% larger than the Arkansas typical of $145K.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 72Amerisave Mortgage Corporation: 34% approved of 219One lender: 36% approved of 45One lender: 44% approved of 27One lender: 45% approved of 65One lender: 45% approved of 73One lender: 52% approved of 23One lender: 60% approved of 116One lender: 64% approved of 33One lender: 64% approved of 47One lender: 67% approved of 67One lender: 68% approved of 22One lender: 69% approved of 93One lender: 70% approved of 43One lender: 72% approved of 32One lender: 74% approved of 27One lender: 74% approved of 39One lender: 75% approved of 20United Wholesale Mortgage, LLC: 79% approved of 136Pennymac Loan Services, LLC: 80% approved of 119Arvest Bank: 82% approved of 368One lender: 83% approved of 94Rocket Mortgage, LLC: 88% approved of 943One lender: 91% approved of 33One lender: 92% approved of 24One lender: 95% approved of 20One lender: 96% approved of 23One lender: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Benton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC88%832 / 94396%$165K801
2Arvest Bank82%300 / 36899%$225K297
3Amerisave Mortgage Corporation34%75 / 21999%$115K74
4United Wholesale Mortgage, LLCBroker only79%108 / 13695%$245K103
5Pennymac Loan Services, LLC80%95 / 11999%$165K94

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 197 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Benton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Benton County

Other lending data for Benton County

Nearby markets