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refinance lenders · HMDA 2023–2025

Refinance lenders in Benton County, Arkansas

Fat Boy Data analyzed mortgage refinance activity in Benton County, Arkansas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,405 applications were decided by 230 lenders between 2023 and 2025.

Benton County at a glance

230Active lenders31 with 20+ decisions
81.8%Market approval rate2,785 of 3,405 decided
$295KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,614 loans funded

How Benton County compares

Approval rate compared
Benton County81.8%Arkansas79.7%All 616 counties76.5%
Typical loan compared
Benton County$295KArkansas$225KAll 616 counties$295K

What the data shows

Arvest Bank made the most mortgage refinances in Benton County, AR, 628 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 99% of 116.

The typical mortgage refinance here is $295K, 31% larger than the Arkansas typical of $225K.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 38% approved of 85Bank OZK: 54% approved of 28Bank of America, National Association: 55% approved of 47Regions Bank: 58% approved of 55Lakeview Loan Servicing, LLC: 60% approved of 45Mortgage Research Center, LLC: 64% approved of 45First Horizon Bank: 66% approved of 35United Federal Credit Union: 77% approved of 52Simmons Bank: 78% approved of 32Arvest Bank: 80% approved of 809Newrez LLC: 81% approved of 43Arkansas Federal Credit Union: 83% approved of 72Pennymac Loan Services, LLC: 85% approved of 94Truist Bank: 85% approved of 27Planet Home Lending, LLC: 86% approved of 21Cadence Bank: 87% approved of 30Rocket Mortgage, LLC: 87% approved of 268Generations Bank: 88% approved of 49Village Capital & Investment LLC: 88% approved of 42The First National Bank of Fort Smith: 88% approved of 26Gateway First Bank: 90% approved of 97Signature Bank of Arkansas: 90% approved of 21United Wholesale Mortgage, LLC: 92% approved of 224BOKF, National Association: 92% approved of 40Legacy Bank: 93% approved of 45Nationstar Mortgage LLC: 93% approved of 30First Security Bank: 94% approved of 35Flat Branch Mortgage, Inc.: 95% approved of 40Mutual of Omaha Mortgage, Inc.: 95% approved of 20Gershman Investment Corp.: 96% approved of 23Freedom Mortgage Corporation: 99% approved of 116

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Benton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Arvest Bank80%645 / 80997%$155K628
2Rocket Mortgage, LLC87%233 / 26894%$295K218
3United Wholesale Mortgage, LLCBroker only92%207 / 22494%$375K195
4Freedom Mortgage Corporation99%115 / 11681%$305K93
5Gateway First Bank90%87 / 97100%$335K87

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 225 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Benton County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Benton County

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Nearby markets

All lending in Benton CountyCounty overviewRefinance across ArkansasStatewideWashington CountyNearby county