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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Benton County, Arkansas

Fat Boy Data analyzed home improvement loan activity in Benton County, Arkansas, home to Rogers, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,398 applications were decided by 103 lenders between 2023 and 2025.

Benton County at a glance

103Active lenders23 with 20+ decisions
69.3%Market approval rate2,355 of 3,398 decided
$85KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,199 loans funded

How Benton County compares

Approval rate compared
Benton County69.3%Arkansas63.4%All 616 counties62.7%
Typical loan compared
Benton County$85KArkansas$65KAll 616 counties$75K

What the data shows

Arvest Bank made the most home improvement loans in Benton County, AR, 1,071 of them.

That is 49% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 95% of 20.

Lenders approved 69.3% of home improvement loan applications in Benton County, AR, 5.9 percentage points above the Arkansas rate of 63.4%.

The typical home improvement loan here is $85K, 31% larger than the Arkansas typical of $65K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%One lender: 35% approved of 83One lender: 46% approved of 114One lender: 48% approved of 101Bank of America, National Association: 48% approved of 229One lender: 52% approved of 48One lender: 52% approved of 61One lender: 53% approved of 30United Federal Credit Union: 59% approved of 134One lender: 62% approved of 21One lender: 62% approved of 21One lender: 63% approved of 30One lender: 64% approved of 39Bank OZK: 67% approved of 138One lender: 68% approved of 57BOKF, National Association: 70% approved of 122One lender: 72% approved of 68One lender: 76% approved of 49Arvest Bank: 76% approved of 1,479One lender: 78% approved of 51One lender: 84% approved of 110One lender: 88% approved of 32One lender: 95% approved of 20One lender: 97% approved of 86

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Benton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Arvest Bank76%1,121 / 1,47996%$85K1,071
2Bank of America, National Association48%111 / 22996%$105K106
3Bank OZK67%93 / 13896%$55K89
4United Federal Credit Union59%79 / 13490%$55K71
5BOKF, National Association70%86 / 122100%$55K86

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 98 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Benton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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