Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Los Angeles County, California
Every institution that decided a 1–4 unit mortgage application in Los Angeles County between 2023 and 2025: 349,344 applications, 247,268 loans actually funded, across 8 kinds of borrowing.
Los Angeles County at a glance
349,344Applications decided
2023–2025
247,268Loans funded
71% of decisions
2,495Census tracts
280 ZIP codes
9,848,406People
ACS 2023
What the data shows
The typical purchase mortgage here is $665K.
Investment home improvement is the hardest money to get here: lenders approved 52% of 4,239 applications.
Lending by loan type in Los Angeles County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.0% | 131,145 | $665K | 95% | 716 |
| Home improvement loans | 57.7% | 59,092 | $135K | 90% | 293 |
| Cash-out refinance | 70.5% | 68,446 | $265K | 93% | 549 |
| Refinance | 74.4% | 45,075 | $655K | 93% | 566 |
| Investment property purchase | 87.5% | 19,700 | $635K | 94% | 497 |
| Investment cash-out refinance | 76.5% | 14,100 | $485K | 89% | 418 |
| Investment refinance | 75.2% | 7,547 | $655K | 89% | 387 |
| Investment home improvement | 52.2% | 4,239 | $195K | 91% | 193 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.