Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Orange County, California
Every institution that decided a 1–4 unit mortgage application in Orange County, home to Anaheim, between 2023 and 2025: 136,287 applications, 103,197 loans actually funded, across 8 kinds of borrowing.
Orange County at a glance
136,287Applications decided
2023–2025
103,197Loans funded
76% of decisions
613Census tracts
87 ZIP codes
3,164,063People
ACS 2023
What the data shows
The typical purchase mortgage here is $735K.
Investment home improvement is the hardest money to get here: lenders approved 59% of 1,463 applications.
Lending by loan type in Orange County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 88.0% | 49,060 | $735K | 95% | 606 |
| Home improvement loans | 68.0% | 23,371 | $125K | 92% | 250 |
| Cash-out refinance | 75.8% | 27,100 | $225K | 95% | 439 |
| Refinance | 78.8% | 20,063 | $735K | 95% | 467 |
| Investment property purchase | 89.3% | 8,735 | $805K | 95% | 383 |
| Investment cash-out refinance | 76.7% | 4,045 | $505K | 91% | 287 |
| Investment refinance | 78.8% | 2,450 | $645K | 92% | 276 |
| Investment home improvement | 58.7% | 1,463 | $155K | 93% | 114 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.