Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Shasta County, California
Every institution that decided a 1–4 unit mortgage application in Shasta County, home to Redding, between 2023 and 2025: 11,133 applications, 8,418 loans actually funded, across 8 kinds of borrowing.
Shasta County at a glance
11,133Applications decided
2023–2025
8,418Loans funded
76% of decisions
50Census tracts
14 ZIP codes
181,554People
ACS 2023
What the data shows
The typical purchase mortgage here is $305K.
Lending by loan type in Shasta County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.2% | 5,739 | $305K | 95% | 241 |
| Home improvement loans | 62.1% | 1,364 | $75K | 91% | 79 |
| Cash-out refinance | 63.9% | 1,747 | $175K | 94% | 153 |
| Refinance | 74.0% | 1,393 | $265K | 93% | 147 |
| Investment property purchase | 88.8% | 500 | $245K | 95% | 119 |
| Investment cash-out refinance | 71.9% | 203 | $205K | 92% | 84 |
| Investment refinance | 63.4% | 112 | $245K | 93% | 50 |
| Investment home improvement | 50.7% | 75 | $75K | 92% | 28 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.