Home improvement loan lenders in Shasta County, California
Fat Boy Data analyzed home improvement loan activity in Shasta County, California, home to Redding, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,364 applications were decided by 79 lenders between 2023 and 2025.
Shasta County at a glance
How Shasta County compares
What the data shows
Tri Counties Bank made the most home improvement loans in Shasta County, CA, 123 of them.
Columbia Bank approved the highest share of applications among lenders with at least 20 decisions here, 77% of 39.
The typical home improvement loan here is $75K, 35% smaller than the California typical of $115K.
Only 1 lender here typically writes at or below $35K: Members 1St Credit Union.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Shasta County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Tri Counties Bank | 65% | 134 / 207 | 92% | $85K | 123 |
| 2 | Bank of America, National Association | 46% | 88 / 193 | 98% | $75K | 86 |
| 3 | U.S. Bank National Association | 51% | 74 / 146 | 97% | $75K | 72 |
| 4 | Figure Lending LLC | 73% | 91 / 124 | 78% | $55K | 71 |
| 5 | The Golden 1 | 69% | 77 / 112 | 95% | $75K | 73 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 74 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Shasta County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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- Approval rate and borrower take-up
- Typical loan size and range
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- Branch count and application options
- How easy each lender is to reach
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