Home›California›Shasta County›Cash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Shasta County, California

Fat Boy Data analyzed cash-out refinance activity in Shasta County, California, home to Redding, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,747 applications were decided by 153 lenders between 2023 and 2025.

Shasta County at a glance

153Active lenders24 with 20+ decisions
63.9%Market approval rate1,117 of 1,747 decided
$175KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,046 loans funded

How Shasta County compares

Approval rate compared
Shasta County63.9%California70.1%All 616 counties68.2%
Typical loan compared
Shasta County$175KCalifornia$245KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Shasta County, CA, 241 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

Lenders approved 63.9% of cash-out refinance applications in Shasta County, CA, 6.2 percentage points below the California rate of 70.1%.

The typical cash-out refinance here is $175K, 29% smaller than the California typical of $245K.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%One lender: 16% approved of 31One lender: 17% approved of 35Amerisave Mortgage Corporation: 25% approved of 112One lender: 32% approved of 40One lender: 33% approved of 27One lender: 36% approved of 22One lender: 52% approved of 27One lender: 55% approved of 22One lender: 55% approved of 49One lender: 61% approved of 33One lender: 63% approved of 35Loandepot.Com, LLC: 64% approved of 58One lender: 67% approved of 36One lender: 68% approved of 22One lender: 72% approved of 32United Wholesale Mortgage, LLC: 72% approved of 146One lender: 73% approved of 44Members 1St Credit Union: 74% approved of 54One lender: 78% approved of 36One lender: 79% approved of 33Rocket Mortgage, LLC: 79% approved of 317One lender: 92% approved of 25One lender: 97% approved of 30One lender: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Shasta County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%250 / 31796%$115K241
2United Wholesale Mortgage, LLCBroker only72%105 / 14696%$235K101
3Amerisave Mortgage Corporation25%28 / 11296%$155K27
4Loandepot.Com, LLC64%37 / 5897%$205K36
5Members 1St Credit Union74%40 / 5498%$45K39

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 148 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Shasta County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Shasta County

Other lending data for Shasta County

Nearby markets