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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Shasta County, California

Fat Boy Data analyzed investment property refinance activity in Shasta County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 112 applications were decided by 50 lenders between 2023 and 2025.

Shasta County at a glance

50Active lenders0 with 20+ decisions
63.4%Market approval rate71 of 112 decided
$245KTypical loanmedian lender, $10K brackets
93%Borrower take-up66 loans funded

How Shasta County compares

Approval rate compared
Shasta County63.4%California76.8%All 616 counties77.7%
Typical loan compared
Shasta County$245KCalifornia$555KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Shasta County, CA, 5 of them.

Lenders approved 63.4% of investment property refinance applications in Shasta County, CA, 13.4 percentage points below the California rate of 76.8%.

The typical investment property refinance here is $245K, 56% smaller than the California typical of $555K.

Investment property refinance lenders in Shasta County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only67%8 / 12100%$365K8
2Sierra Central Credit UnionLimited sample40%4 / 10100%$105K4
3Kiavi Funding, Inc.Limited sample62%5 / 8100%$225K5
4Tri Counties BankLimited sample17%1 / 6100%$255K1
5Rocket Mortgage, LLCLimited sample60%3 / 5100%$235K3

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 45 more lenders.

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