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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Solano County, California

Fat Boy Data analyzed cash-out refinance activity in Solano County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,923 applications were decided by 237 lenders between 2023 and 2025.

Solano County at a glance

237Active lenders42 with 20+ decisions
67.4%Market approval rate3,318 of 4,923 decided
$125KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,103 loans funded

How Solano County compares

Approval rate compared
Solano County67.4%California70.1%All 616 counties68.2%
Typical loan compared
Solano County$125KCalifornia$245KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Solano County, CA, 835 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 90% of 31.

The typical cash-out refinance here is $125K, 49% smaller than the California typical of $245K.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 0% approved of 34Network Capital Funding Corporation: 16% approved of 44Lakeview Loan Servicing, LLC: 19% approved of 59New Day Financial, LLC: 23% approved of 64Amerisave Mortgage Corporation: 25% approved of 241American Financing Corporation: 29% approved of 24Carrington Mortgage Services, LLC: 31% approved of 111Spring Eq, LLC: 37% approved of 73Mutual of Omaha Mortgage, Inc.: 39% approved of 33Newrez LLC: 45% approved of 243BMO Bank National Association: 48% approved of 48Wells Fargo Bank, National Association: 53% approved of 301St Northern California: 57% approved of 23Village Capital & Investment LLC: 58% approved of 36New American Funding, LLC: 60% approved of 50Loandepot.Com, LLC: 61% approved of 151U.S. Bank National Association: 65% approved of 37Plaza Home Mortgage, Inc.: 65% approved of 23Freedom Mortgage Corporation: 66% approved of 90Navy Federal Credit Union: 67% approved of 55Flagstar Bank, National Association: 67% approved of 55Sun West Mortgage Company, Inc.: 69% approved of 35Pennymac Loan Services, LLC: 72% approved of 98Quorum Federal Credit Union: 72% approved of 40The Golden 1: 73% approved of 88The Federal Savings Bank: 74% approved of 23Travis Credit Union: 75% approved of 322Nationstar Mortgage LLC: 75% approved of 80Bank of America, National Association: 75% approved of 20Patelco Credit Union: 76% approved of 33United Wholesale Mortgage, LLC: 79% approved of 599GoodLeap, LLC: 80% approved of 50Rocket Mortgage, LLC: 81% approved of 1,056JPMorgan Chase Bank, National Association: 86% approved of 29Amwest Funding Corp.: 86% approved of 22Redwood: 88% approved of 26American Pacific Mortgage Corporation: 89% approved of 38Guild Mortgage Company LLC: 90% approved of 41Crosscountry Mortgage, LLC: 90% approved of 31Equity Prime Mortgage LLC: 92% approved of 25Ocmbc, Inc.: 96% approved of 23Coastal Community Bank: 100% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Solano County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%857 / 1,05697%$125K835
2United Wholesale Mortgage, LLCBroker only79%473 / 59995%$245K451
3Travis Credit Union75%240 / 32298%$105K235
4Newrez LLC45%110 / 24398%$95K108
5Amerisave Mortgage Corporation25%60 / 24197%$95K58

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 232 more lenders.

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