Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Yolo County, California
Every institution that decided a 1–4 unit mortgage application in Yolo County, home to Davis, between 2023 and 2025: 8,996 applications, 7,020 loans actually funded, across 8 kinds of borrowing.
Yolo County at a glance
8,996Applications decided
2023–2025
7,020Loans funded
78% of decisions
53Census tracts
9 ZIP codes
217,782People
ACS 2023
What the data shows
The typical purchase mortgage here is $485K.
Lending by loan type in Yolo County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.3% | 4,686 | $485K | 95% | 266 |
| Home improvement loans | 65.8% | 1,116 | $95K | 92% | 88 |
| Cash-out refinance | 72.1% | 1,415 | $145K | 94% | 146 |
| Refinance | 79.6% | 901 | $475K | 93% | 154 |
| Investment property purchase | 91.1% | 495 | $365K | 95% | 123 |
| Investment cash-out refinance | 66.3% | 193 | $265K | 91% | 74 |
| Investment refinance | 87.7% | 106 | $305K | 95% | 48 |
| Investment home improvement | 59.5% | 84 | $115K | 98% | 34 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.