Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Tulare County, California
Every institution that decided a 1–4 unit mortgage application in Tulare County, home to Visalia, between 2023 and 2025: 20,788 applications, 15,322 loans actually funded, across 8 kinds of borrowing.
Tulare County at a glance
20,788Applications decided
2023–2025
15,322Loans funded
74% of decisions
103Census tracts
24 ZIP codes
475,774People
ACS 2023
What the data shows
The typical purchase mortgage here is $335K.
Investment home improvement is the hardest money to get here: lenders approved 48% of 186 applications.
Lending by loan type in Tulare County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.4% | 10,175 | $335K | 97% | 287 |
| Home improvement loans | 49.8% | 2,382 | $65K | 85% | 95 |
| Cash-out refinance | 66.5% | 4,130 | $175K | 94% | 191 |
| Refinance | 68.8% | 1,916 | $335K | 90% | 183 |
| Investment property purchase | 87.9% | 1,042 | $235K | 95% | 158 |
| Investment cash-out refinance | 74.2% | 670 | $195K | 94% | 115 |
| Investment refinance | 75.3% | 287 | $225K | 94% | 80 |
| Investment home improvement | 48.4% | 186 | $105K | 84% | 45 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.