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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Tulare County, California

Fat Boy Data analyzed investment cash-out refinance activity in Tulare County, California, home to Visalia, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 670 applications were decided by 115 lenders between 2023 and 2025.

Tulare County at a glance

115Active lenders8 with 20+ decisions
74.2%Market approval rate497 of 670 decided
$195KTypical loanmedian lender, $10K brackets
94%Borrower take-up467 loans funded

How Tulare County compares

Approval rate compared
Tulare County74.2%California75.0%All 616 counties73.1%
Typical loan compared
Tulare County$195KCalifornia$425KAll 616 counties$205K

What the data shows

Change Lending, LLC made the most investment cash-out refinances in Tulare County, CA, 28 of them.

Change Lending, LLC approved the highest share of applications among lenders with at least 20 decisions here, 93% of 30.

The typical investment cash-out refinance here is $195K, 54% smaller than the California typical of $425K.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%One lender: 19% approved of 21One lender: 50% approved of 24Rocket Mortgage, LLC: 62% approved of 32United Wholesale Mortgage, LLC: 74% approved of 74One lender: 75% approved of 24Golden Empire Mortgage, Inc.: 89% approved of 28Ocmbc, Inc.: 90% approved of 30Change Lending, LLC: 93% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Tulare County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only74%55 / 74100%$195K55
2Rocket Mortgage, LLC62%20 / 32100%$155K20
3Change Lending, LLC93%28 / 30100%$195K28
4Ocmbc, Inc.Broker only90%27 / 3081%$235K22
5Golden Empire Mortgage, Inc.89%25 / 2896%$195K24

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 110 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Tulare County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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