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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Tulare County, California

Fat Boy Data analyzed cash-out refinance activity in Tulare County, California, home to Visalia, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,130 applications were decided by 191 lenders between 2023 and 2025.

Tulare County at a glance

191Active lenders38 with 20+ decisions
66.5%Market approval rate2,745 of 4,130 decided
$175KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,588 loans funded

How Tulare County compares

Approval rate compared
Tulare County66.5%California70.1%All 616 counties68.2%
Typical loan compared
Tulare County$175KCalifornia$245KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Tulare County, CA, 706 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 92% of 24.

The typical cash-out refinance here is $175K, 29% smaller than the California typical of $245K.

Approval rate of all 38 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 28One lender: 27% approved of 86One lender: 31% approved of 29Amerisave Mortgage Corporation: 32% approved of 256Carrington Mortgage Services, LLC: 35% approved of 156One lender: 38% approved of 42One lender: 43% approved of 30One lender: 45% approved of 76One lender: 47% approved of 30One lender: 51% approved of 49One lender: 51% approved of 37One lender: 55% approved of 22Newrez LLC: 55% approved of 193One lender: 61% approved of 33One lender: 61% approved of 33One lender: 62% approved of 26One lender: 62% approved of 26One lender: 65% approved of 23One lender: 66% approved of 121One lender: 67% approved of 24One lender: 67% approved of 21One lender: 68% approved of 136One lender: 69% approved of 153One lender: 71% approved of 24One lender: 71% approved of 21United Wholesale Mortgage, LLC: 73% approved of 376One lender: 74% approved of 43One lender: 76% approved of 21One lender: 76% approved of 106One lender: 77% approved of 114One lender: 79% approved of 61One lender: 79% approved of 68Rocket Mortgage, LLC: 81% approved of 896One lender: 84% approved of 38One lender: 85% approved of 53One lender: 90% approved of 51One lender: 92% approved of 24One lender: 97% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Tulare County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%724 / 89698%$155K706
2United Wholesale Mortgage, LLCBroker only73%275 / 37696%$245K265
3Amerisave Mortgage Corporation32%82 / 25698%$115K80
4Newrez LLC55%107 / 193100%$115K107
5Carrington Mortgage Services, LLC35%55 / 15685%$215K47

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 186 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Tulare County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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