Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Kings County, California
Every institution that decided a 1–4 unit mortgage application in Kings County, home to Hanford, between 2023 and 2025: 7,398 applications, 5,586 loans actually funded, across 8 kinds of borrowing.
Kings County at a glance
7,398Applications decided
2023–2025
5,586Loans funded
76% of decisions
31Census tracts
6 ZIP codes
152,830People
ACS 2023
What the data shows
The typical purchase mortgage here is $345K.
Lending by loan type in Kings County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.6% | 3,952 | $345K | 97% | 190 |
| Home improvement loans | 51.9% | 586 | $75K | 90% | 51 |
| Cash-out refinance | 66.0% | 1,289 | $185K | 93% | 101 |
| Refinance | 75.7% | 831 | $345K | 88% | 107 |
| Investment property purchase | 81.5% | 329 | $215K | 96% | 78 |
| Investment cash-out refinance | 73.0% | 200 | $185K | 95% | 65 |
| Investment refinance | 81.4% | 140 | $265K | 92% | 47 |
| Investment home improvement | 35.2% | 71 | $75K | 84% | 23 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.