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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lee County, Florida

Fat Boy Data analyzed cash-out refinance activity in Lee County, Florida, home to Cape Coral, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,875 applications were decided by 374 lenders between 2023 and 2025.

Lee County at a glance

374Active lenders59 with 20+ decisions
59.9%Market approval rate5,315 of 8,875 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up4,975 loans funded

How Lee County compares

Approval rate compared
Lee County59.9%Florida62.2%All 616 counties68.2%
Typical loan compared
Lee County$205KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lee County, FL, 1,411 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 93% of 41.

Approval rate of all 59 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 123One lender: 19% approved of 63Amerisave Mortgage Corporation: 21% approved of 633One lender: 24% approved of 190One lender: 24% approved of 143One lender: 24% approved of 49One lender: 30% approved of 23One lender: 33% approved of 267One lender: 33% approved of 228One lender: 33% approved of 103One lender: 38% approved of 91One lender: 40% approved of 20One lender: 41% approved of 22One lender: 42% approved of 26One lender: 45% approved of 22One lender: 48% approved of 69One lender: 48% approved of 23One lender: 50% approved of 84One lender: 50% approved of 28One lender: 51% approved of 35One lender: 52% approved of 109Suncoast Credit Union: 55% approved of 320One lender: 56% approved of 81Loandepot.Com, LLC: 58% approved of 291One lender: 59% approved of 27One lender: 62% approved of 288One lender: 62% approved of 21One lender: 62% approved of 29One lender: 63% approved of 247One lender: 63% approved of 30One lender: 64% approved of 33One lender: 64% approved of 22One lender: 64% approved of 25One lender: 65% approved of 77One lender: 66% approved of 29One lender: 66% approved of 41One lender: 66% approved of 41One lender: 66% approved of 100One lender: 68% approved of 127United Wholesale Mortgage, LLC: 71% approved of 830One lender: 71% approved of 56One lender: 71% approved of 21One lender: 72% approved of 25One lender: 72% approved of 25One lender: 72% approved of 40One lender: 73% approved of 22Rocket Mortgage, LLC: 74% approved of 1,970One lender: 79% approved of 34One lender: 80% approved of 141One lender: 86% approved of 36One lender: 86% approved of 22One lender: 88% approved of 25One lender: 88% approved of 67One lender: 90% approved of 30One lender: 90% approved of 31One lender: 90% approved of 21One lender: 91% approved of 22One lender: 93% approved of 27One lender: 93% approved of 41

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Lee County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC74%1,463 / 1,97096%$155K1,411
2United Wholesale Mortgage, LLCBroker only71%588 / 83096%$265K563
3Amerisave Mortgage Corporation21%130 / 63395%$105K124
4Suncoast Credit Union55%176 / 32098%$195K173
5Loandepot.Com, LLC58%168 / 29199%$255K167

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 369 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Lee County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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