Home›Florida›Lee County›Home improvement loans
home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Lee County, Florida

Fat Boy Data analyzed home improvement loan activity in Lee County, Florida, home to Cape Coral, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,334 applications were decided by 193 lenders between 2023 and 2025.

Lee County at a glance

193Active lenders36 with 20+ decisions
55.0%Market approval rate4,584 of 8,334 decided
$65KTypical loanmedian lender, $10K brackets
90%Borrower take-up4,115 loans funded

How Lee County compares

Approval rate compared
Lee County55.0%Florida53.6%All 616 counties62.7%
Typical loan compared
Lee County$65KFlorida$75KAll 616 counties$75K

What the data shows

Suncoast Credit Union made the most home improvement loans in Lee County, FL, 1,348 of them.

That is 33% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Homebridge Financial Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 85% of 54.

The typical home improvement loan here is $65K, 13% smaller than the Florida typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 22One lender: 19% approved of 291One lender: 25% approved of 28One lender: 29% approved of 34One lender: 33% approved of 153One lender: 33% approved of 221Bank of America, National Association: 34% approved of 886Truist Bank: 34% approved of 401One lender: 38% approved of 355One lender: 41% approved of 86One lender: 41% approved of 39One lender: 46% approved of 57One lender: 48% approved of 92One lender: 49% approved of 47One lender: 51% approved of 136One lender: 52% approved of 21Fifth Third Bank, National Association: 53% approved of 612One lender: 53% approved of 77One lender: 55% approved of 44Third Federal Savings And Loan Association Of Cleveland: 56% approved of 509One lender: 58% approved of 168One lender: 58% approved of 60One lender: 61% approved of 84One lender: 62% approved of 163One lender: 62% approved of 168One lender: 66% approved of 47One lender: 67% approved of 33Suncoast Credit Union: 68% approved of 2,059One lender: 69% approved of 194One lender: 70% approved of 70One lender: 72% approved of 25One lender: 74% approved of 307One lender: 75% approved of 24One lender: 78% approved of 23One lender: 85% approved of 54One lender: 100% approved of 231

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Lee County

LenderApprovalApprovedTaken upTypical loanLoans made
1Suncoast Credit Union68%1,403 / 2,05996%$65K1,348
2Bank of America, National Association34%299 / 88697%$105K291
3Fifth Third Bank, National Association53%322 / 61296%$105K310
4Third Federal Savings And Loan Association Of Cleveland56%286 / 50995%$55K271
5Truist Bank34%136 / 40179%$105K107

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 188 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Lee County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Lee County

Other lending data for Lee County

Nearby markets