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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Lee County, Florida

Fat Boy Data analyzed investment home improvement loan activity in Lee County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 833 applications were decided by 118 lenders between 2023 and 2025.

Lee County at a glance

118Active lenders14 with 20+ decisions
56.8%Market approval rate473 of 833 decided
$205KTypical loanmedian lender, $10K brackets
91%Borrower take-up432 loans funded

How Lee County compares

Approval rate compared
Lee County56.8%Florida44.9%All 616 counties51.2%
Typical loan compared
Lee County$205KFlorida$145KAll 616 counties$115K

What the data shows

Abl Rpc Residential Credit Acquisition LLC made the most investment home improvement loans in Lee County, FL, 69 of them.

Abl Rpc Residential Credit Acquisition LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 75.

Lenders approved 56.8% of investment home improvement loan applications in Lee County, FL, 11.8 percentage points above the Florida rate of 44.9%.

The typical investment home improvement loan here is $205K, 41% larger than the Florida typical of $145K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 12% approved of 24Fifth Third Bank, National Association: 15% approved of 39Bank of America, National Association: 21% approved of 43Navy Federal Credit Union: 27% approved of 26Regions Bank: 30% approved of 20PNC Bank, National Association: 45% approved of 29RBC Bank, (Georgia) National Association: 46% approved of 26Citizens Bank, National Association: 46% approved of 28TD Bank, National Association: 48% approved of 48Deephaven Mortgage LLC: 51% approved of 45Lake Michigan Credit Union: 73% approved of 44Figure Lending LLC: 73% approved of 33Rocket Mortgage, LLC: 74% approved of 23Abl Rpc Residential Credit Acquisition LLC: 97% approved of 75

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property improvement lenders in Lee County

LenderApprovalApprovedTaken upTypical loanLoans made
1Abl Rpc Residential Credit Acquisition LLC97%73 / 7595%$245K69
2TD Bank, National Association48%23 / 48100%$135K23
3Deephaven Mortgage LLC51%23 / 45100%$195K23
4Lake Michigan Credit Union73%32 / 4484%$95K27
5Bank of America, National Association21%9 / 43100%$105K9

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 113 more lenders.

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