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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Manatee County, Florida

Fat Boy Data analyzed cash-out refinance activity in Manatee County, Florida, home to Bradenton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,787 applications were decided by 311 lenders between 2023 and 2025.

Manatee County at a glance

311Active lenders38 with 20+ decisions
64.4%Market approval rate3,081 of 4,787 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,895 loans funded

How Manatee County compares

Approval rate compared
Manatee County64.4%Florida62.2%All 616 counties68.2%
Typical loan compared
Manatee County$205KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Manatee County, FL, 848 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

Approval rate of all 38 lenders with 20+ decisions here
0%25%50%75%100%One lender: 14% approved of 29Amerisave Mortgage Corporation: 24% approved of 302One lender: 25% approved of 24One lender: 28% approved of 60One lender: 28% approved of 81One lender: 32% approved of 75One lender: 32% approved of 28One lender: 34% approved of 134One lender: 37% approved of 57One lender: 40% approved of 20One lender: 41% approved of 39One lender: 45% approved of 53Newrez LLC: 47% approved of 193One lender: 53% approved of 74One lender: 54% approved of 37One lender: 57% approved of 44One lender: 58% approved of 31One lender: 58% approved of 24One lender: 60% approved of 35One lender: 60% approved of 30One lender: 65% approved of 20One lender: 65% approved of 72One lender: 66% approved of 58One lender: 67% approved of 46One lender: 68% approved of 66One lender: 68% approved of 22United Wholesale Mortgage, LLC: 69% approved of 436Pennymac Loan Services, LLC: 70% approved of 159One lender: 71% approved of 130One lender: 71% approved of 45One lender: 71% approved of 105One lender: 75% approved of 20One lender: 79% approved of 47Rocket Mortgage, LLC: 81% approved of 1,087One lender: 83% approved of 23One lender: 91% approved of 23One lender: 100% approved of 26One lender: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Manatee County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%882 / 1,08796%$155K848
2United Wholesale Mortgage, LLCBroker only69%302 / 43697%$275K293
3Amerisave Mortgage Corporation24%72 / 30296%$105K69
4Newrez LLC47%91 / 19398%$105K89
5Pennymac Loan Services, LLC70%112 / 15996%$255K108

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 306 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Manatee County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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