Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Hillsborough County, Florida
Every institution that decided a 1–4 unit mortgage application in Hillsborough County, home to Tampa, between 2023 and 2025: 113,110 applications, 80,551 loans actually funded, across 8 kinds of borrowing.
Hillsborough County at a glance
113,110Applications decided
2023–2025
80,551Loans funded
71% of decisions
333Census tracts
51 ZIP codes
1,489,634People
ACS 2023
What the data shows
The typical purchase mortgage here is $355K.
Investment home improvement is the hardest money to get here: lenders approved 43% of 776 applications.
Lending by loan type in Hillsborough County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 85.2% | 59,089 | $355K | 96% | 791 |
| Home improvement loans | 56.6% | 15,489 | $75K | 91% | 217 |
| Cash-out refinance | 63.2% | 16,906 | $215K | 93% | 406 |
| Refinance | 67.9% | 10,744 | $315K | 90% | 400 |
| Investment property purchase | 82.8% | 6,574 | $275K | 95% | 510 |
| Investment cash-out refinance | 68.6% | 2,410 | $225K | 90% | 227 |
| Investment refinance | 65.4% | 1,122 | $275K | 87% | 208 |
| Investment home improvement | 43.3% | 776 | $105K | 93% | 99 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.