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refinance lenders · HMDA 2023–2025

Refinance lenders in Manatee County, Florida

Fat Boy Data analyzed mortgage refinance activity in Manatee County, Florida, home to Bradenton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,281 applications were decided by 286 lenders between 2023 and 2025.

Manatee County at a glance

286Active lenders36 with 20+ decisions
69.3%Market approval rate2,273 of 3,281 decided
$265KTypical loanmedian lender, $10K brackets
91%Borrower take-up2,061 loans funded

How Manatee County compares

Approval rate compared
Manatee County69.3%Florida66.8%All 616 counties76.5%
Typical loan compared
Manatee County$265KFlorida$315KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Manatee County, FL, 152 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 95% of 22.

The typical mortgage refinance here is $265K, 16% smaller than the Florida typical of $315K.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%One lender: 27% approved of 86One lender: 28% approved of 36One lender: 38% approved of 29One lender: 50% approved of 106One lender: 50% approved of 30One lender: 50% approved of 20One lender: 51% approved of 41One lender: 54% approved of 24Truist Bank: 55% approved of 143One lender: 58% approved of 26One lender: 58% approved of 97One lender: 59% approved of 27Bank of America, National Association: 61% approved of 173One lender: 62% approved of 21One lender: 62% approved of 29One lender: 65% approved of 91One lender: 65% approved of 46One lender: 68% approved of 66One lender: 68% approved of 41Third Federal Savings And Loan Association Of Cleveland: 72% approved of 197Rocket Mortgage, LLC: 72% approved of 235One lender: 72% approved of 29One lender: 74% approved of 85United Wholesale Mortgage, LLC: 77% approved of 309One lender: 81% approved of 26One lender: 81% approved of 21One lender: 84% approved of 130One lender: 85% approved of 27One lender: 86% approved of 56One lender: 87% approved of 38One lender: 87% approved of 23One lender: 88% approved of 24One lender: 91% approved of 35One lender: 93% approved of 108One lender: 95% approved of 21One lender: 95% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Manatee County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only77%237 / 30991%$435K216
2Rocket Mortgage, LLC72%169 / 23590%$355K152
3Third Federal Savings And Loan Association Of Cleveland72%141 / 19796%$155K136
4Bank of America, National Association61%105 / 17397%$155K102
5Truist Bank55%79 / 14391%$105K72

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 281 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Manatee County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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