Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Marion County, Florida
Every institution that decided a 1–4 unit mortgage application in Marion County, home to Ocala, between 2023 and 2025: 48,218 applications, 34,317 loans actually funded, across 8 kinds of borrowing.
Marion County at a glance
48,218Applications decided
2023–2025
34,317Loans funded
71% of decisions
93Census tracts
26 ZIP codes
387,697People
ACS 2023
What the data shows
The typical purchase mortgage here is $245K.
Investment home improvement is the hardest money to get here: lenders approved 47% of 224 applications.
Lending by loan type in Marion County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 81.7% | 27,536 | $245K | 97% | 644 |
| Home improvement loans | 48.6% | 4,487 | $55K | 90% | 132 |
| Cash-out refinance | 62.7% | 6,978 | $155K | 93% | 307 |
| Refinance | 68.8% | 3,840 | $235K | 88% | 232 |
| Investment property purchase | 85.4% | 3,979 | $205K | 96% | 403 |
| Investment cash-out refinance | 76.8% | 753 | $175K | 92% | 148 |
| Investment refinance | 77.0% | 421 | $185K | 82% | 99 |
| Investment home improvement | 47.3% | 224 | $155K | 94% | 65 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.