Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Sumter County, Florida
Every institution that decided a 1–4 unit mortgage application in Sumter County, home to Wildwood, between 2023 and 2025: 15,193 applications, 12,656 loans actually funded, across 8 kinds of borrowing.
Sumter County at a glance
15,193Applications decided
2023–2025
12,656Loans funded
83% of decisions
28Census tracts
9 ZIP codes
137,536People
ACS 2023
What the data shows
Lenders approved 90.4% of home-purchase applications in Sumter County, 6.8 points above the Florida rate.
The typical purchase mortgage here is $285K.
Lending by loan type in Sumter County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.4% | 8,859 | $285K | 98% | 497 |
| Home improvement loans | 64.2% | 1,167 | $85K | 92% | 96 |
| Cash-out refinance | 72.5% | 1,554 | $175K | 94% | 168 |
| Refinance | 78.5% | 968 | $185K | 93% | 155 |
| Investment property purchase | 94.0% | 2,402 | $255K | 98% | 371 |
| Investment cash-out refinance | 73.6% | 91 | $205K | 99% | 48 |
| Investment refinance | 87.3% | 71 | $235K | 97% | 46 |
| Investment home improvement | 58.0% | 81 | $105K | 94% | 32 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.