Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Lake County, Florida
Every institution that decided a 1–4 unit mortgage application in Lake County, home to Clermont, between 2023 and 2025: 43,884 applications, 32,708 loans actually funded, across 8 kinds of borrowing.
Lake County at a glance
43,884Applications decided
2023–2025
32,708Loans funded
75% of decisions
75Census tracts
21 ZIP codes
398,696People
ACS 2023
What the data shows
The typical purchase mortgage here is $325K.
Investment home improvement is the hardest money to get here: lenders approved 45% of 163 applications.
Lending by loan type in Lake County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 85.3% | 25,645 | $325K | 97% | 648 |
| Home improvement loans | 55.6% | 4,068 | $75K | 90% | 143 |
| Cash-out refinance | 64.2% | 6,368 | $175K | 94% | 290 |
| Refinance | 69.0% | 3,186 | $325K | 90% | 268 |
| Investment property purchase | 87.1% | 3,850 | $285K | 97% | 395 |
| Investment cash-out refinance | 71.7% | 392 | $205K | 93% | 110 |
| Investment refinance | 74.1% | 212 | $235K | 92% | 93 |
| Investment home improvement | 44.8% | 163 | $105K | 92% | 58 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.