Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Citrus County, Florida
Every institution that decided a 1–4 unit mortgage application in Citrus County, home to Inverness, between 2023 and 2025: 17,835 applications, 12,843 loans actually funded, across 8 kinds of borrowing.
Citrus County at a glance
17,835Applications decided
2023–2025
12,843Loans funded
72% of decisions
41Census tracts
13 ZIP codes
158,693People
ACS 2023
What the data shows
The typical purchase mortgage here is $225K.
Investment home improvement is the hardest money to get here: lenders approved 49% of 102 applications.
Lending by loan type in Citrus County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 84.3% | 9,594 | $225K | 96% | 451 |
| Home improvement loans | 53.9% | 1,981 | $55K | 92% | 100 |
| Cash-out refinance | 64.0% | 2,719 | $155K | 94% | 191 |
| Refinance | 72.0% | 1,722 | $185K | 91% | 167 |
| Investment property purchase | 86.2% | 1,220 | $195K | 96% | 246 |
| Investment cash-out refinance | 69.5% | 292 | $195K | 83% | 80 |
| Investment refinance | 80.0% | 205 | $195K | 85% | 63 |
| Investment home improvement | 49.0% | 102 | $225K | 94% | 33 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.