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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Orange County, Florida

Fat Boy Data analyzed home improvement loan activity in Orange County, Florida, home to Orlando, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,398 applications were decided by 210 lenders between 2023 and 2025.

Orange County at a glance

210Active lenders50 with 20+ decisions
53.7%Market approval rate6,662 of 12,398 decided
$85KTypical loanmedian lender, $10K brackets
88%Borrower take-up5,892 loans funded

How Orange County compares

Approval rate compared
Orange County53.7%Florida53.6%All 616 counties62.7%
Typical loan compared
Orange County$85KFlorida$75KAll 616 counties$75K

What the data shows

Fairwinds Credit Union made the most home improvement loans in Orange County, FL, 628 of them.

Wings Financial Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 92% of 25.

The typical home improvement loan here is $85K, 13% larger than the Florida typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 50 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 27One lender: 23% approved of 56One lender: 24% approved of 25One lender: 25% approved of 56One lender: 30% approved of 485One lender: 30% approved of 210Bank of America, National Association: 37% approved of 1,632One lender: 39% approved of 411Truist Bank: 40% approved of 954One lender: 44% approved of 77One lender: 46% approved of 85Regions Bank: 46% approved of 1,057One lender: 47% approved of 141One lender: 47% approved of 252One lender: 49% approved of 39One lender: 51% approved of 306One lender: 52% approved of 579One lender: 55% approved of 42One lender: 55% approved of 246One lender: 55% approved of 157One lender: 57% approved of 76One lender: 57% approved of 105One lender: 59% approved of 378One lender: 60% approved of 145One lender: 61% approved of 347One lender: 61% approved of 284One lender: 61% approved of 31One lender: 61% approved of 44One lender: 61% approved of 127Navy Federal Credit Union: 63% approved of 660One lender: 65% approved of 20One lender: 67% approved of 21One lender: 68% approved of 213Fairwinds Credit Union: 68% approved of 942One lender: 69% approved of 32One lender: 69% approved of 479One lender: 69% approved of 39One lender: 70% approved of 56One lender: 70% approved of 27One lender: 71% approved of 119One lender: 71% approved of 31One lender: 71% approved of 49One lender: 72% approved of 57One lender: 72% approved of 40One lender: 78% approved of 40One lender: 78% approved of 130One lender: 78% approved of 23One lender: 87% approved of 45One lender: 92% approved of 25One lender: 97% approved of 431

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Orange County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association37%609 / 1,63297%$105K591
2Regions Bank46%490 / 1,05786%$75K421
3Truist Bank40%382 / 95490%$125K345
4Fairwinds Credit Union68%645 / 94297%$65K628
5Navy Federal Credit Union63%414 / 66095%$85K393

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 205 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Orange County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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