Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Carroll County, Georgia
Every institution that decided a 1–4 unit mortgage application in Carroll County, home to Carrollton, between 2023 and 2025: 10,171 applications, 7,446 loans actually funded, across 8 kinds of borrowing.
Carroll County at a glance
10,171Applications decided
2023–2025
7,446Loans funded
73% of decisions
28Census tracts
7 ZIP codes
122,187People
ACS 2023
What the data shows
The typical purchase mortgage here is $275K.
Lending by loan type in Carroll County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 85.8% | 5,455 | $275K | 96% | 274 |
| Home improvement loans | 56.8% | 1,164 | $65K | 93% | 82 |
| Cash-out refinance | 66.8% | 1,964 | $165K | 95% | 159 |
| Refinance | 74.5% | 1,048 | $255K | 91% | 146 |
| Investment property purchase | 85.5% | 323 | $195K | 92% | 122 |
| Investment cash-out refinance | 72.2% | 108 | $165K | 96% | 52 |
| Investment refinance | 82.3% | 62 | $155K | 90% | 36 |
| Investment home improvement | 46.8% | 47 | $105K | 100% | 18 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.