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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Carroll County, Georgia

Fat Boy Data analyzed home improvement loan activity in Carroll County, Georgia, home to Carrollton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,164 applications were decided by 82 lenders between 2023 and 2025.

Carroll County at a glance

82Active lenders14 with 20+ decisions
56.8%Market approval rate661 of 1,164 decided
$65KTypical loanmedian lender, $10K brackets
93%Borrower take-up616 loans funded

How Carroll County compares

Approval rate compared
Carroll County56.8%Georgia55.5%All 616 counties62.7%
Typical loan compared
Carroll County$65KGeorgia$85KAll 616 counties$75K

What the data shows

Bank OZK made the most home improvement loans in Carroll County, GA, 68 of them.

Associated Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 83% of 36.

The typical home improvement loan here is $65K, 24% smaller than the Georgia typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%One lender: 33% approved of 51Bank of America, National Association: 34% approved of 107One lender: 38% approved of 24Regions Bank: 41% approved of 116Truist Bank: 43% approved of 133One lender: 50% approved of 26One lender: 56% approved of 48One lender: 57% approved of 35Bank OZK: 60% approved of 116One lender: 72% approved of 29United Community Bank: 75% approved of 85One lender: 75% approved of 73One lender: 77% approved of 44One lender: 83% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Carroll County

LenderApprovalApprovedTaken upTypical loanLoans made
1Truist Bank43%57 / 13391%$85K52
2Bank OZK60%70 / 11697%$65K68
3Regions Bank41%47 / 11681%$65K38
4Bank of America, National Association34%36 / 10794%$95K34
5United Community Bank75%64 / 8594%$105K60

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 77 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Carroll County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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