Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Fulton County, Georgia
Every institution that decided a 1–4 unit mortgage application in Fulton County, home to Atlanta, between 2023 and 2025: 82,600 applications, 58,892 loans actually funded, across 8 kinds of borrowing.
Fulton County at a glance
82,600Applications decided
2023–2025
58,892Loans funded
71% of decisions
327Census tracts
39 ZIP codes
1,068,507People
ACS 2023
What the data shows
The typical purchase mortgage here is $385K.
Investment home improvement is the hardest money to get here: lenders approved 39% of 741 applications.
Lending by loan type in Fulton County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.6% | 39,954 | $385K | 97% | 622 |
| Home improvement loans | 55.5% | 10,741 | $105K | 93% | 197 |
| Cash-out refinance | 59.6% | 12,982 | $195K | 93% | 359 |
| Refinance | 70.2% | 8,576 | $345K | 92% | 370 |
| Investment property purchase | 82.0% | 5,376 | $255K | 94% | 403 |
| Investment cash-out refinance | 63.8% | 2,604 | $215K | 90% | 243 |
| Investment refinance | 63.3% | 1,626 | $245K | 90% | 217 |
| Investment home improvement | 38.9% | 741 | $155K | 91% | 90 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.