Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Douglas County, Georgia
Every institution that decided a 1–4 unit mortgage application in Douglas County, home to Douglasville, between 2023 and 2025: 13,508 applications, 8,966 loans actually funded, across 8 kinds of borrowing.
Douglas County at a glance
13,508Applications decided
2023–2025
8,966Loans funded
66% of decisions
31Census tracts
5 ZIP codes
146,141People
ACS 2023
What the data shows
Lenders approved 81.7% of home-purchase applications in Douglas County, 5.5 points below the Georgia rate.
The typical purchase mortgage here is $295K.
Lending by loan type in Douglas County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 81.7% | 6,371 | $295K | 97% | 334 |
| Home improvement loans | 46.0% | 1,572 | $75K | 93% | 94 |
| Cash-out refinance | 60.3% | 3,252 | $185K | 94% | 185 |
| Refinance | 66.8% | 1,469 | $305K | 87% | 163 |
| Investment property purchase | 79.3% | 488 | $205K | 94% | 129 |
| Investment cash-out refinance | 64.3% | 224 | $175K | 97% | 79 |
| Investment refinance | 79.2% | 77 | $195K | 85% | 40 |
| Investment home improvement | 36.4% | 55 | $75K | 100% | 20 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.