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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Forsyth County, Georgia

Fat Boy Data analyzed home improvement loan activity in Forsyth County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,229 applications were decided by 126 lenders between 2023 and 2025.

Forsyth County at a glance

126Active lenders32 with 20+ decisions
63.6%Market approval rate2,688 of 4,229 decided
$105KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,515 loans funded

How Forsyth County compares

Approval rate compared
Forsyth County63.6%Georgia55.5%All 616 counties62.7%
Typical loan compared
Forsyth County$105KGeorgia$85KAll 616 counties$75K

What the data shows

Bank of America, National Association made the most home improvement loans in Forsyth County, GA, 271 of them.

Credit Union of Georgia approved the highest share of applications among lenders with at least 20 decisions here, 91% of 23.

Lenders approved 63.6% of home improvement loan applications in Forsyth County, GA, 8.0 percentage points above the Georgia rate of 55.5%.

The typical home improvement loan here is $105K, 24% larger than the Georgia typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%Alliant Credit Union: 29% approved of 21Spring Eq, LLC: 41% approved of 116Discover Bank: 44% approved of 231Truist Bank: 47% approved of 396Bank of America, National Association: 53% approved of 520Fifth Third Bank, National Association: 59% approved of 64Regions Bank: 60% approved of 297Ameris Bank: 61% approved of 56First Horizon Bank: 62% approved of 21U.S. Bank National Association: 65% approved of 48Fourleaf: 65% approved of 48Bank OZK: 66% approved of 93Delta Community Credit Union: 66% approved of 242Pentagon Federal Credit Union: 67% approved of 51The Loan Store, Inc.: 67% approved of 21SouthState Bank, National Association: 68% approved of 22United Community Bank: 69% approved of 175PNC Bank, National Association: 69% approved of 118Capital City Bank: 70% approved of 23Navy Federal Credit Union: 70% approved of 157Citizens Bank, National Association: 71% approved of 78Georgia's Own: 71% approved of 217Third Federal Savings And Loan Association Of Cleveland: 72% approved of 144Nationstar Mortgage LLC: 72% approved of 40Figure Lending LLC: 73% approved of 172Georgia United: 75% approved of 165Synovus Bank: 76% approved of 91Associated Credit Union: 79% approved of 38First Technology: 80% approved of 152Pinnacle Bank: 83% approved of 23Credit Union of Georgia: 91% approved of 23Coastal Community Bank: 100% approved of 32

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Forsyth County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association53%274 / 52099%$105K271
2Truist Bank47%185 / 39692%$105K170
3Regions Bank60%179 / 29792%$105K165
4Delta Community Credit Union66%159 / 24299%$105K158
5Discover Bank44%101 / 23198%$85K99

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 121 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Forsyth County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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