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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Newton County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Newton County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,914 applications were decided by 169 lenders between 2023 and 2025.

Newton County at a glance

169Active lenders23 with 20+ decisions
59.1%Market approval rate1,722 of 2,914 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,629 loans funded

How Newton County compares

Approval rate compared
Newton County59.1%Georgia64.2%All 616 counties68.2%
Typical loan compared
Newton County$185KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Newton County, GA, 472 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

JPMorgan Chase Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 88% of 25.

Lenders approved 59.1% of cash-out refinance applications in Newton County, GA, 5.1 percentage points below the Georgia rate of 64.2%.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%One lender: 13% approved of 38One lender: 24% approved of 51Amerisave Mortgage Corporation: 27% approved of 180American Financing Corporation: 31% approved of 224One lender: 35% approved of 40One lender: 36% approved of 61Carrington Mortgage Services, LLC: 37% approved of 124One lender: 39% approved of 49One lender: 44% approved of 73One lender: 47% approved of 32One lender: 48% approved of 112One lender: 51% approved of 43One lender: 56% approved of 54One lender: 64% approved of 96One lender: 65% approved of 115One lender: 66% approved of 88One lender: 69% approved of 29United Wholesale Mortgage, LLC: 73% approved of 180Rocket Mortgage, LLC: 79% approved of 621One lender: 80% approved of 25One lender: 81% approved of 77One lender: 83% approved of 24One lender: 88% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Newton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%490 / 62196%$175K472
2American Financing Corporation31%69 / 22487%$195K60
3United Wholesale Mortgage, LLCBroker only73%132 / 18098%$235K130
4Amerisave Mortgage Corporation27%48 / 180100%$105K48
5Carrington Mortgage Services, LLC37%46 / 12485%$205K39

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 164 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Newton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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