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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Newton County, Georgia

Fat Boy Data analyzed home improvement loan activity in Newton County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,088 applications were decided by 87 lenders between 2023 and 2025.

Newton County at a glance

87Active lenders14 with 20+ decisions
46.9%Market approval rate510 of 1,088 decided
$65KTypical loanmedian lender, $10K brackets
95%Borrower take-up483 loans funded

How Newton County compares

Approval rate compared
Newton County46.9%Georgia55.5%All 616 counties62.7%
Typical loan compared
Newton County$65KGeorgia$85KAll 616 counties$75K

What the data shows

Navy Federal Credit Union made the most home improvement loans in Newton County, GA, 80 of them.

United Bank approved the highest share of applications among lenders with at least 20 decisions here, 80% of 49.

Lenders approved 46.9% of home improvement loan applications in Newton County, GA, 8.6 percentage points below the Georgia rate of 55.5%.

The typical home improvement loan here is $65K, 24% smaller than the Georgia typical of $85K.

Only 1 lender here typically writes at or below $35K: PNC Bank, National Association.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 17% approved of 120Discover Bank: 28% approved of 46Regions Bank: 30% approved of 44PNC Bank, National Association: 32% approved of 22Spring Eq, LLC: 36% approved of 45Georgia's Own: 38% approved of 55Truist Bank: 38% approved of 68Navy Federal Credit Union: 53% approved of 159Delta Community Credit Union: 54% approved of 26Figure Lending LLC: 56% approved of 39Georgia United: 60% approved of 84Pinnacle Bank: 62% approved of 26United Community Bank: 71% approved of 41United Bank: 80% approved of 49

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Newton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Navy Federal Credit Union53%85 / 15994%$65K80
2Bank of America, National Association17%20 / 120100%$65K20
3Georgia United60%50 / 8498%$65K49
4Truist Bank38%26 / 6896%$105K25
5Georgia's Own38%21 / 55100%$65K21

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 82 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Newton County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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