Investment property improvement lenders in Johnson County, Iowa
Fat Boy Data analyzed investment home improvement loan activity in Johnson County, Iowa, home to Iowa City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 77 applications were decided by 14 lenders between 2023 and 2025.
Johnson County at a glance
How Johnson County compares
What the data shows
Hills Bank and Trust Company made the most investment home improvement loans in Johnson County, IA, 51 of them.
That is 82% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
Hills Bank and Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 90% of 59.
The typical investment home improvement loan here is $55K, 35% smaller than the Iowa typical of $85K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Johnson County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Hills Bank and Trust Company | 90% | 53 / 59 | 96% | $55K | 51 |
| 2 | GREENSTATE Credit UnionLimited sample | 67% | 2 / 3 | 100% | $95K | 2 |
| 3 | CBI Bank & TrustLimited sample | 100% | 2 / 2 | 100% | $25K | 2 |
| 4 | U.S. Bank National AssociationLimited sample | 0% | 0 / 2 | — | — | 0 |
| 5 | Federation BankLimited sample | 100% | 2 / 2 | 100% | $25K | 2 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 9 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Johnson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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