Home›Iowa›Johnson County›Investment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Johnson County, Iowa

Fat Boy Data analyzed investment cash-out refinance activity in Johnson County, Iowa, home to Iowa City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 29 applications were decided by 10 lenders between 2023 and 2025.

Johnson County at a glance

10Active lenders0 with 20+ decisions
86.2%Market approval rate25 of 29 decided
$165KTypical loanmedian lender, $10K brackets
100%Borrower take-up25 loans funded

How Johnson County compares

Approval rate compared
Johnson County86.2%Iowa77.4%All 616 counties73.1%
Typical loan compared
Johnson County$165KIowa$125KAll 616 counties$205K

What the data shows

GREENSTATE Credit Union made the most investment cash-out refinances in Johnson County, IA, 9 of them.

That is 36% of every investment cash-out refinance originated here, so this market is unusually concentrated in one lender.

Lenders approved 86.2% of investment cash-out refinance applications in Johnson County, IA, 8.8 percentage points above the Iowa rate of 77.4%.

The typical investment cash-out refinance here is $165K, 32% larger than the Iowa typical of $125K.

Investment property cash-out lenders in Johnson County

LenderApprovalApprovedTaken upTypical loanLoans made
1GREENSTATE Credit UnionLimited sample90%9 / 10100%$165K9
2Hills Bank and Trust CompanyLimited sample88%7 / 8100%$175K7
3Dupaco CommunityLimited sample100%3 / 3100%$155K3
4Veridian Credit UnionLimited sample100%2 / 2100%$85K2
5Rocket Mortgage, LLCLimited sample100%1 / 1100%$205K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 5 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Johnson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Johnson County

Other lending data for Johnson County

Nearby markets