Uif Corporation mortgage approval rate & lending review
Uif Corporation decided 5,693 mortgage applications and funded 4,945 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Uif Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Uif Corporation at a glance
Approval is 1.0 points above the 86.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 4,190 / 4,709 | 99% | $345K | 4,152 |
| Cash-out refinance | 78% | 42 / 54 | 95% | $195K | 40 |
| Refinance | 82% | 193 / 236 | 98% | $395K | 189 |
| Investment property purchase | 84% | 544 / 648 | 99% | $185K | 536 |
Uif Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 93% | $365K | 972 | 888 |
| Michigan | 90% | $215K | 746 | 663 |
| New York | 83% | $175K | 557 | 457 |
| Illinois | 85% | $345K | 476 | 402 |
| Minnesota | 92% | $365K | 370 | 335 |
| Ohio | 86% | $345K | 352 | 301 |
| New Jersey | 85% | $455K | 299 | 252 |
| Georgia | 86% | $365K | 285 | 243 |
| Pennsylvania | 89% | $335K | 247 | 218 |
| Florida | 86% | $395K | 207 | 176 |
| California | 93% | $595K | 204 | 189 |
| Virginia | 89% | $485K | 174 | 154 |
| North Carolina | 79% | $325K | 139 | 108 |
| Maryland | 89% | $485K | 109 | 92 |
| Indiana | 83% | $255K | 81 | 66 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Uif Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Macomb County, MI | Mortgage lenders | 90% | 288 | 257 |
| Collin County, TX | Mortgage lenders | 96% | 243 | 231 |
| Erie County, NY | Mortgage lenders | 85% | 212 | 178 |
| Wayne County, MI | Mortgage lenders | 91% | 163 | 148 |
| Franklin County, OH | Mortgage lenders | 84% | 167 | 139 |
| DuPage County, IL | Mortgage lenders | 85% | 147 | 123 |
| Anoka County, MN | Mortgage lenders | 93% | 115 | 105 |
| Middlesex County, NJ | Mortgage lenders | 88% | 89 | 77 |
| Macomb County, MI | Investment property purchase | 84% | 79 | 66 |
| Erie County, NY | Investment property purchase | 90% | 62 | 54 |
| Cuyahoga County, OH | Investment property purchase | 97% | 30 | 29 |
| Wayne County, MI | Investment property purchase | 89% | 28 | 25 |
The county markets where Uif Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Uif Corporation
What is Uif Corporation's mortgage approval rate?
Uif Corporation approved 87.8% of the 5,693 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.0 points above the 86.8% national rate for the same mix of loan types.
How often do borrowers take the loan Uif Corporation offers?
Borrowers accepted 99% of the loans Uif Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Uif Corporation make?
The typical home purchase mortgage loan Uif Corporation made was $345K; across all loan types its typical loan ran from $185K to $395K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Uif Corporation lend?
Uif Corporation decided applications in 31 of the states Fat Boy Data covers, most of them in Texas, Michigan and New York.
Can I apply to Uif Corporation directly?
Yes. Uif Corporation reports as a direct lender that takes applications from borrowers.
Does this page show Uif Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Uif Corporation treats applications, then get a rate quote from the lender.