Home›Iowa›Johnson County›Refinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Johnson County, Iowa

Fat Boy Data analyzed mortgage refinance activity in Johnson County, Iowa, home to Iowa City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,799 applications were decided by 90 lenders between 2023 and 2025.

Johnson County at a glance

90Active lenders7 with 20+ decisions
89.8%Market approval rate1,616 of 1,799 decided
$105KTypical loanmedian lender, $10K brackets
97%Borrower take-up1,560 loans funded

How Johnson County compares

Approval rate compared
Johnson County89.8%Iowa85.1%All 616 counties76.5%
Typical loan compared
Johnson County$105KIowa$105KAll 616 counties$295K

What the data shows

GREENSTATE Credit Union made the most mortgage refinances in Johnson County, IA, 879 of them.

That is 56% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Residential Mortgage Network, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 33.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%One lender: 64% approved of 22One lender: 65% approved of 23Veridian Credit Union: 79% approved of 52MidWestOne Bank: 86% approved of 112Hills Bank and Trust Company: 89% approved of 339GREENSTATE Credit Union: 94% approved of 965Residential Mortgage Network, Inc.: 100% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Johnson County

LenderApprovalApprovedTaken upTypical loanLoans made
1GREENSTATE Credit Union94%905 / 96597%$105K879
2Hills Bank and Trust Company89%301 / 33997%$125K293
3MidWestOne Bank86%96 / 11297%$105K93
4Veridian Credit Union79%41 / 52100%$95K41
5Residential Mortgage Network, Inc.100%33 / 33100%$305K33

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 85 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Johnson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Johnson County

Other lending data for Johnson County

Nearby markets