360 Federal Credit Union mortgage approval rate & lending review
360 Federal Credit Union decided 513 mortgage applications and funded 375 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions 360 Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
360 Federal Credit Union at a glance
Approval is 13.7 points above the 65.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 77% | 245 / 319 | 93% | $55K | 227 |
| Cash-out refinance | 88% | 100 / 114 | 91% | $75K | 91 |
| Refinance | 87% | 39 / 45 | 90% | $65K | 35 |
360 Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Connecticut | 80% | $55K | 416 | 309 |
| Massachusetts | 80% | $55K | 90 | 64 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where 360 Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Capitol Planning Region, CT | Home improvement loans | 78% | 233 | 169 |
| Hampden County, MA | Home improvement loans | 82% | 44 | 33 |
| Capitol Planning Region, CT | Refinance | 88% | 34 | 26 |
| Hampden County, MA | Cash-out refinance | 92% | 26 | 20 |
The county markets where 360 Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about 360 Federal Credit Union
What is 360 Federal Credit Union's mortgage approval rate?
360 Federal Credit Union approved 79.5% of the 513 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.7 points above the 65.9% national rate for the same mix of loan types.
How often do borrowers take the loan 360 Federal Credit Union offers?
Borrowers accepted 92% of the loans 360 Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does 360 Federal Credit Union make?
The typical home improvement loan loan 360 Federal Credit Union made was $55K; across all loan types its typical loan ran from $55K to $75K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does 360 Federal Credit Union lend?
360 Federal Credit Union decided applications in 7 of the states Fat Boy Data covers, most of them in Connecticut, Massachusetts and Florida.
Can I apply to 360 Federal Credit Union directly?
Yes. 360 Federal Credit Union is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show 360 Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how 360 Federal Credit Union treats applications, then get a rate quote from the lender.