Home improvement loan lenders in Hampden County, Massachusetts
Fat Boy Data analyzed home improvement loan activity in Hampden County, Massachusetts, home to Springfield, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,991 applications were decided by 127 lenders between 2023 and 2025.
Hampden County at a glance
How Hampden County compares
What the data shows
Westfield Bank made the most home improvement loans in Hampden County, MA, 405 of them.
MassMutual Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 119.
The typical home improvement loan here is $65K, 38% smaller than the Massachusetts typical of $105K.
Only 2 lenders here typically write at or below $35K: Monson Savings Bank, Alden Credit Union.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Hampden County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Citizens Bank, National Association | 52% | 315 / 600 | 95% | $85K | 299 |
| 2 | PeoplesBank | 74% | 368 / 494 | 98% | $55K | 360 |
| 3 | Westfield Bank | 90% | 425 / 470 | 95% | $65K | 405 |
| 4 | Manufacturers and Traders Trust Company | 48% | 183 / 379 | 92% | $105K | 168 |
| 5 | Bank of America, National Association | 36% | 135 / 371 | 96% | $85K | 130 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 122 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Hampden County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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