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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Hampden County, Massachusetts

Fat Boy Data analyzed cash-out refinance activity in Hampden County, Massachusetts, home to Springfield, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,091 applications were decided by 170 lenders between 2023 and 2025.

Hampden County at a glance

170Active lenders37 with 20+ decisions
68.6%Market approval rate2,806 of 4,091 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,664 loans funded

How Hampden County compares

Approval rate compared
Hampden County68.6%Massachusetts71.0%All 616 counties68.2%
Typical loan compared
Hampden County$165KMassachusetts$175KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Hampden County, MA, 688 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 75Amerisave Mortgage Corporation: 27% approved of 302One lender: 32% approved of 63One lender: 38% approved of 32One lender: 38% approved of 21One lender: 41% approved of 22Newrez LLC: 46% approved of 188One lender: 49% approved of 69One lender: 54% approved of 28One lender: 57% approved of 21One lender: 61% approved of 69Loandepot.Com, LLC: 64% approved of 193One lender: 64% approved of 131One lender: 67% approved of 21One lender: 69% approved of 116One lender: 72% approved of 29One lender: 73% approved of 59One lender: 73% approved of 152One lender: 74% approved of 46One lender: 75% approved of 96One lender: 75% approved of 61One lender: 76% approved of 25One lender: 77% approved of 35One lender: 78% approved of 131Rocket Mortgage, LLC: 80% approved of 891One lender: 81% approved of 26One lender: 82% approved of 33Greater Springfield Credit Union: 85% approved of 286One lender: 86% approved of 22One lender: 86% approved of 22One lender: 87% approved of 146One lender: 91% approved of 22One lender: 91% approved of 34One lender: 92% approved of 26One lender: 95% approved of 42One lender: 100% approved of 23One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Hampden County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%716 / 89196%$165K688
2Amerisave Mortgage Corporation27%81 / 30295%$145K77
3Greater Springfield Credit Union85%244 / 28694%$55K230
4Loandepot.Com, LLC64%123 / 19398%$205K120
5Newrez LLC46%86 / 18899%$105K85

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 165 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Hampden County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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